Top Tips to Avoid Unexpected Charges
Whether you are buying a cheap mobile phone or an expensive new car always take some time for comparison shopping. Look at the different offers available, especially any additional fees and charges before making your purchase. What looks like the cheapest deal at first sight may not be once you know the full costs involved.
Know What you WantThis especially applies in areas such as banking, insurance and even holidays. Start with a clear idea of what aspects of a product are essential to you and which just aren’t necessary to you. Do you want to pay for a bank account when you will never make use of the benefits such as cheap hotel bookings? Is a taxi transfer from the airport needed when you know there is a good, cheap local train service?
The clearer you are about what you do and do not the more you can control the spiraling costs of hidden and unwanted additional fees. Never feel pressurised into making a purchase until you feel ready and do not let salespeople ‘convince’ you that an add-on is essential when you don’t actually want or need it.
Consider Buying OnlineIf you take simple precautions it is now relatively safe to pay for items online. Many goods and services, from savings accounts to booking flights abroad charge higher, hidden fees for telephone and personal transactions compared to those you make online.
Provided you have easy access to a computer this can be an easy way to avoid the cost of hidden fees. It also enables you to access the many useful price comparison sites now available for many types of goods and services.